Whitepaper v2.014. User Types and Investor Segmentation14. USER TYPES AND INVESTOR SEGMENTATION 14.1 RETAIL INVESTORS (NON-US, ACCREDITED)14.2 INSTITUTIONAL INVESTORS14.3 ROLE-BASED ACCESS (ADMIN, VIEWER, CONTRIBUTOR)14.4 SPECIAL LOCKING MECHANISMS FOR INSTITUTIONAL INVESTORS13.4 COMPLIANCE WITH GLOBAL REGULATIONS14.1 RETAIL INVESTORS